A family of four smiling in front of their home

Independent insurance agency

We compare 30+ carriers for you

The right coverage at the right price.

Home, auto, life, and business insurance from an independent local agency that shops the market every year so you never overpay.

22%

Average bundle savings

Average bundle savings
22%
In business
45 yrs
Carriers compared
30+
Policies managed
9,000

Insurance agency

Coverage

  • Home insurance

    Homeowners, condo, renters, and flood policies.

    Learn more

  • Auto insurance

    Cars, trucks, motorcycles, and boats with bundle discounts.

    Learn more

  • Life insurance

    Term and whole life explained without the sales pitch.

    Learn more

  • Business insurance

    General liability, property, and workers' comp.

    Learn more

  • Umbrella

    Extra liability protection above your other policies.

    Learn more

  • Annual review

    We re-shop your policies every year at no cost.

    Free

Local agents, real advice

Harbor Point has protected Hampton Roads families and businesses since 1979. When you call, a licensed agent answers, and when you file a claim, we stay with you until it is settled.

  • We work for youAs independent agents, we answer to you, not an insurance company.
  • Claims advocacyWe help you file and follow up so claims get paid.
  • Bundle savingsHome and auto together save clients an average of 22%.
  • Patricia Nolan

    Principal agent

  • Marcus Green

    Commercial lines

What clients say

“They saved us $1,100 a year on home and auto in one phone call.”
Jason and Amy R.
“After the storm, they handled our claim like family.”
Doris K.
“Finally an agent who explains coverage instead of just selling it.”
Owen T.Small business owner

Frequently asked

Still unsure? Call us at (757) 555-0135.

Is there a fee for your service?

No. Agents are paid by the carriers, and our advice costs you nothing.

Can I keep my current policy?

Of course. We will review it and only recommend a change if it saves you money or improves coverage.

See how much you could save

Share a few details and an agent will send quotes from multiple carriers within one business day.

  • 500 Main Street, Norfolk, VA
  • (757) 555-0135
  • Monday to Friday
    8:30 am to 5:30 pm
    Claims line
    24/7

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